– AMR X 90% (AFNI x 30% ÷ 12)

In the above calculation:

• AMR means Average Market Rent

• AFNI means Adjusted Family Net Income.

Average Market Rent (AMR)

The WEHB calculation uses the Average Market Rent (AMR) for the Windsor Essex service area as set out in the most recent Canada Mortgage and Housing – Corporation (CMHC) Market Rental Housing Report Windsor Essex Area.

• AMR for one bedroom, two bedroom and three-bedroom eligibility is set per apartment rates.

• AMR for four bedroom or larger eligibility is set per the three-bedroom apartment rate, inflated by 10 percent.

The applicable AMR is set according to the largest unit for which the household is eligible under the occupancy standards as set out in the Local Rules Windsor Essex (i.e. one bedroom for each member of the household with spouses sharing a bedroom – regardless of the size of the unit where they live).

If an AMR decreases from one year to the next, the higher AMR amount will continue to be used in the WEHB calculation.

AMRs for the use in the WEHB will be posted to the websites for the Corporation of the City of Windsor and the CHR.

Adjusted Family Net Income (AFNI)

Adjusted Family Net Income (AFNI) is based on the income of each family member aged 16 years or older, excluding dependents who are full-time students.

Net income is normally based on the amount set out on line 236 of the latest Notice of Assessment, excluding any net Registered Disability Savings Plan (RDSP) income and housing benefit payments. Deductions for RDSP income or housing benefit payments may be verified directly or through the income tax return.

Where the amount in line 236 of the most recent Notice of Assessment does not adequately reflect future income, a different amount may be used to determine the WEHB payable. Only income that would normally be reflected in line 236 of the Notice – of Assessment will be considered in the estimate excluding net RDSP income and housing benefit payments. Average income should reflect the anticipated income over the next 12-month period.