A survey among 18 and 19-year-olds, revealed that 46% say they have a lot of unanswered questions about money, and feel "uncertain" and "nervous" about when it comes to managing their finances.

High school students returning to school in September may see the benefits of new state laws across the country that require curriculums to offer a class about personal finance. This is great news for young adults as 76% of recent high school graduates agree it should be required, according to a national survey by Experian. The survey, among 18 and 19-year-olds, revealed that 46% say they have a lot of unanswered questions about money, and feel "uncertain" and "nervous" about when it comes to managing their finances.

How Gen Z'ers Consume Financial Information 

Many Gen Z'ers surveyed say innovative tools are the way to go when it comes to learning about credit (45%) and almost half (48%) would prefer to use tech-driven tools versus textbooks to learn more. Making sure financial education sparks young adults' interest is an important step in educating this audience; only 38% of those surveyed find personal finance topics interesting and 40% feel neutral about it. Survey respondents also say they are currently learning about finances mostly through their friends (28%), YouTube (27%) and some form of social media (24%).

"It's encouraging to see that high school students will have access to formal personal finance education," said Rod Griffin, director of public education for Experian. "Understanding the basics such as how credit scores work and budgeting will set up young adults for financial success before they learn the hard way by falling into debt or mis using credit. It's important for them to learn early, so they feel confident when making decisions about student loans, taking on a credit card, buying a car and renting an apartment – which are all financial steps that often take place after graduating from high school."

Among those surveyed who have taken a finance class, some topics of interest include how to file taxes (33%), pay for college (26%) and plan for different life stages (25%). Respondents who haven't taken a finance class want to know how to save money (43%), manage expenses (38%) and file taxes (36%). 

Young Adults are Anxious about Money