Council Report: C 187/2020

Subject: Council Question CQ 23-2019 - Payday Loan Establishments - City Wide

Reference:

Date to Council: 11/9/2020
Author: Mark Nazarewich
Senior Legal Counsel
519-255-6100 ext 6427
mnazarewich@citywindsor.ca 
Legal Services, Real Estate & Risk Management
Report Date: 9/18/2020
Clerk’s File #: AL2020

To : Mayor and Members of City Council

Recommendation:

That City Council RECEIVE the response to CQ23-2019 for information.

Executive Summary:

Council asked Administration to provide options regarding regulation of payday loan establishments (“PLE’s”) in Windsor. This report describes the extent of municipal authority to regulate PLE’s and the perspectives of various departments to assist Council in determining whether it should regulate PLE’s and, if it does regulate them, the options available to Council.

Background:

On September 9, 2019, Councillor Bortolin asked the following question:

Assigned to City Solicitor

Asks that Administration report back on the potential options around licensing payday loan establishments with input from legal, licensing, zoning and social services. As well as how other jurisdictions have proceeded on this issue.

Discussion:

Background to PLE’s